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You’ve just finished eating out at the restaurant. The bill comes. You look at it. Shock. “How did I spend that much?” Many of you will be going out to eat this weekend… especially on Easter Sunday. But when you go, keep in mind for the restaurant it’s a business, and their goal is to make money. I came across a few ways many restaurants may get you to spend more than… Read More

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Christmas is less than two weeks away, and by now most of us have made our holiday shopping list. But before you buy, some budgeting steps now can help you avoid starting the new year with an ugly debt hangover. With the economy a looming concern, retailers anticipate most consumers are approaching the holiday shopping season with some restraint. But a Consumer Reports poll found shoppers have some habits to break from… Read More

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What should you do if you come into some extra or unexpected money?  That may happen to you this month.  This is a three paycheck month for many Americans. It’s always a treat to get money you might not have counted on… whether it be an extra paycheck, a tax rebate or Christmas bonus. I asked some people what they’d spend the extra cash on.  The answers were wide-ranging.  One guy told me… Read More

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I  love the latest high-tech gadget.  And I usually end up buying it.  Even when I shouldn’t.  Macbook, iPhone, iPad, Droid X.  Yeah, it’s my weakness (one of them).  So an article in the Well-Heeled Blog  caught my eye.  It gives pointers on how to talk yourself out of shopping and buying stuff.  Here are a few questions to ask yourself first: How many hours would it take to make the money… Read More

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Sam Bradford and Chris Shaw. Both are grinning ear to ear today (minus a couple of teeth on one of them). Two guys from vastly different backgrounds who probably share the same thought: “I can’t believe all that money is mine.” Bradford, the former University of Oklahoma quarterback and Heisman winner, was Thursday’s #1 player chosen in the NFL draft. Shaw, a Missouri gas station clerk with unpaid bills and missing two… Read More

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Did you know this is “America Saves” week?  You’re thinking, “Big deal”.   Well, here’s a real eye-opener.  If they had to, most Americans could only live on their savings for three months or less.  And for more than a third, it’s only a month.  Are you one of those? What it really comes down to is this… If you had a financial emergency today… Would you have enough savings to cover… Read More

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As a consumer reporter I’m always giving advice (actually advice from the experts) on how to spend and save money.  I was filling out the FAFSA (federal aid for college) tonight.  Talk about confusing.  No wonder the government is, and always has been, a mess.  I didn’t get any aid last year, and won’t again this year.  The middle-class gets hosed.  Sorry.  That’s my rant for the day. Does teaching abstinence to… Read More

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