News Unplugged

Archives

If you’re looking to buy a new car, what are you concerned with most? Price, most likely. But the real cost of owning a vehicle is more than the price you negotiate. Kelley Blue Book looked at the cost of owning 2012 models, both domestic and foreign. Here’s the breakdown in order of cost: Depreciation takes up the largest chunk. The vehicle loses its value as soon as you drive it off… Read More

Rate this:

We’re a month into the new year now, and maybe need a little help with one of our resolutions to save more money. There’s no shortage of advice online on how to do it. I Googled the topic and look what pops up. 5 Ways to Save $1000 a Year, Ten Ways to Save $1000, even 50 Ways to Save $1000 a Year. Saving money is definitely on just about everyone’s resolution list. Since it can… Read More

Rate this:

We’re always looking for new ways to save a buck or two (or more). But give up or cut back on our coffee and lunch out habit?  I came across a startling stat: We spend nearly as much money every year on coffee as we do on gasoline, and quite a bit more on lunch than fuel. Consumerist.com reports that the Accounting Principals’ latest Workonomix survey claims the average American worker is… Read More

Rate this:

Frequent fliers always have their eyes on airfares. The costs of flying has soared recently, so this CNN story caught my attention today: Airfares have hit their lowest levels in 12 months. But you have to book now, because like most deals, these prices won’t last long. Rick Seany of FareCompare says domestic flights over the next 6 weeks are priced 20 to 50-percent cheaper than they were over the holidays. That means a… Read More

Rate this:

Kids have big expectations when it comes to holiday gifts. I know, that’s a huge understatement. Many don’t know, or don’t care, that times are tougher. And to a certain extent they shouldn’t, because, after all, they’re just kids. So how do you teach kids to have more realistic expectations about the holidays? More on that in a moment. “I want a cattle prod and taser for Christmas” A couple of weeks ago,… Read More

Rate this:

It’s the holiday season, and once again, you may wonder who to tip, and how much. Let’s face it, it’s too expensive to grease everyone’s palms. So here are some tips on tipping from etiquette coach Alexandra Kovach in an interview with CNN. She recommends managing your list, by keeping it to those you deal with directly. “It is your baby sitter, your child’s teacher, your hairdresser, your doorman, people who are taking… Read More

Rate this:

Christmas is less than two weeks away, and by now most of us have made our holiday shopping list. But before you buy, some budgeting steps now can help you avoid starting the new year with an ugly debt hangover. With the economy a looming concern, retailers anticipate most consumers are approaching the holiday shopping season with some restraint. But a Consumer Reports poll found shoppers have some habits to break from… Read More

Rate this:

Can’t wait a couple more weeks to see what some of the big retailers have on sale on Black Friday? You can see what kind of deals many of them are offering right now. Years ago, stores tried to keep their Black Friday sales under wraps until the Thanksgiving newspaper arrived. But to generate buzz in the preceding weeks, store ads are being leaked to Black Friday Websites. For example, GottaDeal.com has posted JC Penney’s… Read More

Rate this:

I’ve come to that part of my life when my kids are costing a lot more than they used to. The biggest money drain? College tuition and all the expensive extras that go along with higher education. Two of my boys are in college right now, and I’ll be writing out checks to the Office of the Bursar for many more years to come. But let me digress for a moment. It… Read More

Rate this:

Here’s a four letter word that costs you money…. fees. A couple of bucks in fees here and there can really add up. Kiplinger.com has ten fees on its do-not-pay list. They include: Credit card late fees. To avoid them, sign up for payment alerts… Via text message or email… from your credit card company. Directory assistance fees. Dialing 411 can cost more than a buck, but Kiplinger says you can get free directory… Read More

Rate this:

Our country is in deep debt. No doubt about it. The national debt crisis has been all over the headlines this summer. While it’s clear Washington can’t manage money, a new survey finds it’s an opportunity for parents to teach their kids about being financially savvy. The CouponCabin.com survey asked parents what financial topics are most important for children to learn. Here’s what they said: 81% Basics of a savings account 76%… Read More

Rate this:

Most of us are pretty good at what we do for our job, but unfortunately we’re not very good at asking for and getting a pay raise. I wrote about a recent study that found “less agreeable” workers do better at the negotiating table than “nice” employees. So, maybe show a little attitude next time you want more money. I also came across an article in The Wall Street Journal that could… Read More

Rate this: