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Mortgage rates have dropped again to record lows on both 30-year and 15-year fixed rates. Freddie Mac reports the average rate for a 30-year mortgage dropped to 3.56%. ┬áThat’s down from 4.51% this time last year. The rate on 30-year loans has fallen to or matched record lows 11 of the past 12 weeks. The 15-year fixed rate fell to 2.86%. These rates are the lowest since long-term mortgages began in the… Read More

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My wife says I can be a bit nostalgic at times. Guilty. As I get older, I have more memories. Makes sense. Over the weekend, I even conjured up the memories of a family I’ve never met. It was at one of her open houses. My wife is a realtor, and sometimes I keep her company for those two hours. The house was vacant. No furniture. No TV. Nothing. I was bored,… Read More

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